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Did you know that you can save up to 40% on home insurance?

Be rewarded for having a good claims history and save up to 40% when you buy a building and contents policy online1.
With us you can save up to 40% on a home and contents insurance policy when you:

  • qualify for our 30% No Claim Bonus2

  • buy both buildings and contents covers

Why choose us?

  • Pay by the month at no extra premium3
  • New for old replacement where the insurer agrees to replace your contents 
  • Cover for accidental glass breakage
  • 24/7 claims lodgement

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Features and Benefits

Vital Home Cover

Classic Home Cover

Prestige Home Cover

Accidental loss or damage

 

 

 

Accidental breakage of glass

 

 

 

Automatic increase of sum insured every 12 months at renewal

 

 

 

Cover for temporary accommodation

 
Up to 10% of your contents sum insured

 
Up to 10% of your contents sum insured

 
Up to 10% of your contents sum insured

Credit cards - cover for loss or theft

 
Up to $2,500

 
Up to $5,000

 
Up to $5,000

Cover for guests' property

 
Up to $5,000

 
Up to $5,000

 
Up to $5,000

Cover for Veterinary costs

 
Up to $500

 
Up to $500

 
Up to $500

Cover for mortgage discharge

 

 

 
Up to $5,000

Cover for burnt out of electrical motors

 

 

 

Cover for landscaping

 

 
Up to $2,000

 
Up to $5,000

Cover for spoilage of food

 

 
Up to $500

 
Up to $500

Cover for contents at new address

 
14 days

 
14 days

 
14 days

Cover for contents in the open air

 

 

 

Rental costs

 

 

 
Up to 10% of your building sum insured

Veterinary costs

 
Up to $500

 
Up to $500

 
Up to $500

Increase basic excess option

Optional

Optional

Optional

 

The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided you should read the relevant Product Disclosure Statement and Policy Document (PDS) and Flood Supplementary PDS (where applicable)

  Flood Cover

Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in Home insurance and Landlord insurance packages. The cover is designed to protect members against damage to their building and contents in the event of a Flood. Members will have protection for their insured assets up to the value of their sum insured. Please talk to SCU to find out whether you are eligible for Flood Cover.

  Additional Information

 

1Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining buildings and contents covers on the one policy and the third discount is up to 10%  discount for buying online. If you are eligible for more than one, we apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any flood component of the premium (if applicable). Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). 

2To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus. 

3Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. 

Sydney Credit Union Ltd  ABN 93 087 650 726 AFSL/ACL 236476 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from scu.net.au. If you purchase this insurance, we receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

 

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