Pensioner Aware Accounts

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Earn interest on your money without it counting towards your income.

A daily transaction account which earns higher interest for retirees and aged pensioners.

Up to 2.00% pa¹
Interest Rate

View all our Pensioner Aware (Single Account) Tiers

Balance	Interest Rate
$0 - $1,999	0.10% pa¹
$2,000 - $49,200	0.80% pa¹
Over $49,200	2.00% pa¹

View all our Pensioner Aware (Joint Account) Tiers

Balance	Interest Rate
$0 - $1,999	0.10% pa¹
$2,000 - $81,600	0.80% pa²
Over $81,600	2.00% pa²

Access cheque book, card, etc.
Convenient 24 hr access
Flexible and simple to operate

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Key features

Pensioner Aware Accounts (for Joint Accounts)
Interest Rates
$2,000 to $81,600	0.80% pa²
$81,600 and over	2.00% pa²
Maximum rate	2.00% pa¹
Fees
Annual fee	$0
Monthly fee	$0
Features
Periodic payments	Yes
Minimum amount	$1
Funds available	Yes
ATM/EFTPOS access	Yes
Online & Phone Banking	Yes
Direct Entry (Credit/Debit)	Credit and Debit
Interest income	Calculated daily, paid monthly
Debit card	Yes
BPAY®	Yes

¹ Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

² Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.