Quicklinks
Home / Everyday Banking / Savings & Term Deposits / Savings Rates

Attention: open in a new window. Print

To view our interest rates click on the links below

  Access Savings Account
Balance Interest Rate
$0 - $19,999 0.00% pa1
$20,000 - $49,999 0.00% pa1
$50,000 and over 0.00% pa1

 

Apply

 
  iNetSaver Account
Balance Standard Interest Bonus Interest
$0 - $1,999.99 0.10% pa2 0.60% pa2
$2,000 and over 1.00% pa2 0.60% pa2

 

Apply

 
  Young Saver Account
Balance Interest Rate
Portion up to $5,000 3.00% pa3
Portion above $5,000 to $10,000 1.50% pa3
Portion above $10,000 0.01% pa3

 

Apply

 
  Christmas Club
Balance Interest Rate
Whole Balance 0.40% pa4

 

Apply

 
  Pensioner Aware Account (Single Accounts)
Balance Interest Rate
$0 - $1,999 0.10% pa5
$2,000 - $49,200 0.65% pa5
Over $49,200 1.75% pa5

 

Apply

 
  Pensioner Aware Account (Joint Accounts)
Balance Interest Rate
$0 - $1,999 0.10% pa5
$2,000 - $81,600 0.65% pa6
Over $81,600 1.75% pa6

 

Apply

 
  Cash Management Account
Balance Interest Rate
$0 - $4,999 0.00% pa7
$5,000 - $9,999 0.00% pa7
$10,000 - $24,999 0.05% pa7
$25,000 - $49,999 0.05% pa7
$50,000 - $99.999 0.10% pa7
$100,000 - $249,999 0.10% pa7
$250,000 and over 0.15% pa7

 

Apply

 
  Money Market Account
Balance Interest Rate
$0 - $4,999 0.10% pa8
$5,000 - $9,999 0.10% pa8
$10,000 - $24,999 0.10% pa8
$25,000 - $49,999 0.10% pa8
$50,000 - $99,999 0.20% pa8
$100,000 - $249,999 0.70% pa8
$250,000 - $499,999 0.70% pa8
$500,000 and over 0.90% pa8

 

Apply

 
  Motivator Savings Account
Balance Standard Interest Bonus Interest
Whole Balance 0.10% pa9 0.90% pa9

 

Apply

 

 

1 Interest is calculated on the minimum monthly balance and paid annually – 30 June.

2 No minimum deposit. Interest is calculated on the daily balance and paid monthly. Bonus rate only available on balances up to $500,000 and for a limited time.

3 No minimum balance. Interest is calculated on the daily balance and paid monthly.

4 No minimum balance, withdrawals from 1 November to 31 January each year. Interest is calculated on the daily balance and paid annually – 30 November.

5 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

6 Interest rate varies depending on the balance held and the status of the account (joint or single). No minimum deposit. Interest is calculated on the daily balance and paid monthly.

7 Initial deposit and minimum balance $5,000. Deposits lodged minimum 24 hours and thereafter at call. The interest rate is set weekly on a Monday. Full transaction account. Interest is calculated on the whole daily balance and paid on the last day of every month.

8 Limited access account. Initial deposit and minimum balance $5,000. Minimum deposit $1,000. Minimum withdrawal $1,000. The interest rate is set weekly on a Monday. Interest is calculated on the whole daily balance and paid on the last day of very month.

9 Interest calculated daily and paid monthly. All accounts receive interest at the standard rate, qualifying accounts where a balance has been retained and at least one deposit of $1.00 or more has been made and no withdrawals taken during the month will also receive a bonus interest rate payment.

  •  

    Looking for more information?

    Enquire about our Savings Accounts. Reach your goals sooner.

  • The SCU Low Rate Visa Credit Card

    A Credit Card with a 5 Star Canstar Rating

    Learn More