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Perfect for unexpected expenses.1

An overdraft facility is attached to your transaction account and is designed to help you over those peak periods when unexpected bills arrive.

14.46% pa
Variable Interest Rate

  • Link it to your Visa Debit Card
  • Cheque book available
  • No monthly account keeping fees
  • Only pay interest on what you use

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VISA Debit with Overdraft
Interest Rates
Purchase interest rate14.46% pa
Cash advance interest rate14.46% pa
Balance transfer rate14.46% pa
Card Features
Selection of own PINYes 
Maximum credit limit$20,000 
Loan periodContinuous
Monthly service feefree
Interest free days0 
Annual fee$0 
Minimum credit limit$500 
Minimum Repayments Cash$20 
Minimum repayments %2.5%
How we compare with Commonwealth Bank
Product NamePersonal overdraft
Interest Rate on Purchases14.90
Interest Free Days0
Annual Fee$120 
How we compare with St George
Product NameUnsecured personal overdraft
Interest Rate on Purchases14.99
Interest Free Days0
Annual Fee60


1 All applications are subject to SCU normal lending criteria. Fees and charges, terms and conditions apply.

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