Quicklinks
Home / Loans / Home Loans Owner Occupied / Loan Interest Rates

Attention: open in a new window. Print

To view our interest rates click on the links below

  Owner Occupied Home Loans*
Loan Type   Interest Rate Comparison Rate
My Life Variable Rate Home Loan Min $25,000
My Life Fixed Rate Home Loan 1 Year Fixed Rate Min $25,000 4.39% pa1 3.97% pa2
  2 Year Fixed Rate Min $25,000 3.69% pa1 3.89% pa2
  3 Year Fixed Rate Min $25,000 3.69% pa1 3.88% pa2
  5 Year Fixed Rate Min $25,000 4.59% pa1 4.22% pa2
First Home Buyer Loan Min $25,000 3.77% pa 3.81% pa2
Basic Variable Rate Home Loan Min $25,000 3.77% pa 3.82% pa2
Standard Variable Rate Home Loan Bridging Loan Min $25,000 5.00% pa 5.05% pa2
Home Equity Overdraft   5.00% pa n/a

 

Apply

 
  Investment Home Loans*
Loan Type   Intestest Rate Comparison Rate
Investment My Life Variable Rate Home Loan Min $25,000  4.12% pa 4.17% pa2
Investment My Life 1 Year Fixed Rate Home Loan Min $25,000  4.59% pa3 4.22% pa2
Investment My Life 2 Year Fixed Rate Home Loan Min $25,000  3.99% pa3 4.15% pa2
Investment My Life 3 Year Fixed Rate Home Loan Min $25,000  3.99% pa3 4.14% pa2
Investment My Life 5 Year Fixed Rate Home Loan Min $25,000  4.84% pa3 4.47% pa2

 

Apply

 
  Personal / Car Loans*
Loan Type Interest Rate Comparison Rate
Overdraft 14.46% pa  
Standard Personal Loan 7.99% pa4 8.13% pa5
Debt Consolidation Personal Loan 12.14% pa 12.29% pa5
New Car Loan (cars up to 3 yrs old) 6.45% pa6 6.45% pa7

 

Apply

 
  VISA Credit Card & Overdraft    
Loan Type Interest Rate
Low Rate VISA Credit Card 10.49% pa
Overdraft 14.46% pa
Business Overdraft 14.76% pa

 

Apply

 
   

 

*Rates for new loans only.

1 At the end of the fixed period the rate reverts to the My Life Variable rate.

2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to SCU normal lending criteria. Fees and charges, terms and conditions apply.

3 At the end of the fixed period the rate reverts to the Investment My Life Variable Rate Home Loan.

4 Loan available for all purposes except debt consolidation. New loans only - no payout of existing SCU loans.

5 Comparison rate based on a $30,000 loan over 5 years unsecured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

6 Based on a secured variable rate loan. New loans only - no payout of existing SCU loans. Offer available for a limited time only.

7 Comparison rate based on a $30,000 loan over 5 years secured. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.